What should I do if my boss told me to use my own insurance? We have heard this a lot through the years-I heard it again just last week. A worker suffers a job injury and informs their boss of this fact as they are supposed to do; then, the injured workers’ boss asks them to put any medical treatment they receive on their personal health insurance. The injured worker is not sure what to do. In order to have their own insurance cover their medical treatment, they will have to lie about how they suffered their injury (your personal health insurance will not cover treatment for a compensable job injury)-but in Alabama we have all been taught that lying is wrong.
Don’t lie and don’t use your health insurance for treatment of your job injury. If you do and your insurance carrier later learns the truth, they will most likely pull the money they have paid, leaving you personally responsible for payment of all the bills you have thus far incurred. I know I can’t afford to pay a doctor and hospital for a MRI or surgery, and you probably can’t either. In addition, even if your employer promises to “take care of you” if you lie about your job injury-these promises seem to have a short shelf live when the workers’ injuries end up being serious. Lying at the outset of your case will cause severe problems if later you attempted to obtain workers compensation benefits. Lastly, doctors don’t like being lied to, and if the doctor later finds out that you have lied to them, it can effect whether they believe you and therefore the type of treatment you receive and their deposition testimony if they should later be called on to give a deposition on your case.
Don’t lie at any time during your workers compensation claim–it just isn’t worth it.
If you live in Alabama and you have questions about what benefits you are entitled to receive under Alabama’s Workers Comp Statute, don’t hesitate to contact one of the experienced Alabama Workers Compensation Lawyers at Powell and Denny today.
Powell and Denny: We Work When You Can’t
Offices in Birmingham, AL and Huntsville, AL
Powell and Denny have been selected as one of the Best Law Firms by U.S. News and World Report for each of the last 5 years, have been selected as one of Birmingham’s Top Lawyers by B-Metro Magazine for the last 3 years, have been selected by The National Advocates as one of the Top 20 Workers’ Compensation Firms (plaintiffs) and Powell and Denny, P.C.-has been selected as one of the “Best of the Best” law firms by The American Registry.
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