Huntsville Workers Compensation Lawyers
Huntsville Workers Compensation Lawyers: Can I use my own Insurance? What are my Rights? It is common for an injured worker to call us and ask if they can use their own health insurance to see the doctor after suffering a work injury. Many times the injured workers’ boss has asked them to just put everything on their health insurance. This way, you get the treatment you want from whom you want and your employer won’t have to report any job injury. Regardless of how tempting this may seem, do not do this.
First off, Alabama law dictates that your employer has to report a job injury. This is not open for interpretation.
Secondly, if you lie (and you would have to lie about how the accident occurred in order for your health insurance to pay for your treatment) about how you were injured, you are committing fraud. Your actions would be forcing your insurance carrier to bear a cost they are not legally obligated to pay.
Thirdly, if your insurance provider later finds out that your injury was really the result of a job accident, they will withdraw all the monies they have already paid for your treatment, and you will be personally responsible for paying these medical bills. Most of us simply do not have the money to pay for any extensive medical treatment out of pocket.
Lastly, despite your employer’s promises to “take care of you,” once you lie to a physician about how your injury occurred, it is extremely tempting (and easy) for your employer to “forget” that you were hurt at work. At this point, all they have to say is that you never told them that you were hurt at work, and it can be extremely hard for you to prove otherwise.
While we have successfully assisted injured workers collect the workers compensation benefits they were entitled to in this situation, it is difficult and there is no guarantee that you will be able to convince the court of the validity of your case if you lied to your doctor and insurance carrier about how the injury occurred. You are basically telling the court that you lied several times about your injury, but that the court should believe you now. This is not a position you ever want to be in.
If you work in the Metro Huntsville region*-or anywhere in the North Alabama and Tennessee Valley area- you have suffered a job injury and you have questions about your rights under the Alabama Workers Compensation system, please do not hesitate to contact and speak with one of the experienced Huntsville Job Injury attorneys at POWELL AND DENNY and schedule a free consultation and let us see if we can help.
Appointments are available in person, or virtually through Zoom for your convenience from wherever you live.
Powell and Denny: We Work When You Can’t
Offices in Birmingham, AL and Huntsville, AL
Alabama Workers’ Compensation Attorneys
Birmingham Workers’ Compensation Lawyers
Huntsville Workers’ Compensation Attorneys
North Alabama Workers Compensation Lawyers
Tennessee Valley Workers’ Compensation Lawyers
Powell and Denny have been selected as one of the Best Law Firms by U.S. News and World Report for each of the last 9 years, have been selected as one of Birmingham’s Top Lawyers by B-Metro Magazine for the last 5 years, have been selected by The National Advocates as one of the Top 20 Workers’ Compensation Firms (plaintiffs) and Powell and Denny, P.C.-has been selected as one of the “Best of the Best” law firms by The American Registry.
Mr. Denny is AV rated by Martindale Hubbard (the highest rating possible) and Mr. Powell has been rated as Superior by The National Registry
* area includes Ardmore, Elkmont, Harvest, Toney, Normal, Capshaw, Athens, Tanner, Harris, Madison, Trinity, Hillsboro, Decatur, Priceville, Hartselle, Somerville, Valhermoso Springs, Laceys Springs, Chase, Maysville, Brownsboro, Garth, Trenton, Hollytree, New Market, Roseboro, Owens Cross Roads, New Hope, Woodville, Grant, Morgan City, Pine Dale, Holland Gin, Triana, Belle Mina, Mooresville, Meridianville, Hazel Green and everywhere in between.
+ Powell and Denny have successfully represented injured workers from Birmingham, Huntsville, Florence, Muscle Shoals, Tuscumbia, Athens, Decatur, Town Creek Ardmore, Hartselle, Madison, Toney, Scottsboro, Ft. Payne, New Hope, Guntersville, Albertville, Boaz, Ashville, Anniston, Gadsden, Cullman, Jasper, Gardendale, Morris, Kimberly, Centerpoint, Leeds, Tarrant City, Fairfield, Hueytown, Bessemer, Adger, Tuscaloosa, Cordova, Alabaster, Pelham, Harpersville, Opelika, Phenix City, Montgomery, Clanton, Calera, Enterprise, Monroeville, Mobile, Evergreen, Alabaster, Pelham, Trussville and towns and cities in between.
Huntsville Workers Compensation Lawyers