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Alabama Workers Compensation Questions boss told me to use my own insurance

Alabama Workers Compensation Questions boss told me to use my own insurance

This is something which happens every day in Alabama. A workers suffers a workplace injury and their boss tells them to just use their personal health insurance, and the injured worker doesn't know what they should do; they want to help their worker (perhaps they are afraid of being fired if they do not do as told), but they do not want to lie to the doctor about how they were injured-and in order to have their own insurance cover their medical treatment, they would have to lie about how they suffered their injury (your personal health insurance will not cover treatment for a compensable job injury).

Don't lie and don't use your health insurance for treatment of your job injury. If you do and your insurance carrier later learns the truth, they will most likely pull the money they have paid, leaving you personally responsible for payment of all the bills you have thus far incurred. I know I can't afford to pay a doctor and hospital for a MRI or surgery, and you probably can't either.

In addition, even if your employer promises to "take care of you" if you lie about your job injury-these promises seem to have a short shelf live when the workers' injuries end up being serious. Lying at the outset of your case will cause severe problems if later you attempted to obtain workers compensation benefits.

Lastly, doctors don't like being lied to, and if the doctor later finds out that you have lied to them, it can effect whether they believe you and therefore the type of treatment you receive and their deposition testimony if they should later be called on to give a deposition on your case.

Don't lie at any time during your workers compensation claim--it just isn't worth it.

If you or a loved one suffered a workplace injury and you have questions about your right to Alabama Workers' Compensation benefits, don't hesitate to contact and speak with one of the experienced Alabama Workers Compensation Lawyers at Powell and Denny today.

Powell and Denny: We Work When You Can't

Offices in Huntsville, AL and Hoover, AL

Alabama Workers Compensation Questions My boss told me to use my insurance

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