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Alabama Workers Compensation Questions What is the 3 day Waiting Period

Alabama Workers Compensation Questions What is the 3 day Waiting Period

Alabama Workers Compensation Questions: What is the 3 day waiting period?

According to Alabama law, if an worker suffers a job injury and is taken off work (or given restrictions which their employer cannot/will not accommodate), then the injured worker will be entitled to temporary total disability (ttd) benefits, BUT these benefits do not begin until the 4th day the worker has been out of work.

Why? I am not sure, but it was part of the "Grand Compromise" which led to the creation of workers compensation laws in the United States.

State Legislatures entered into what has been called a Grand Compromise in creating different systems of workers compensation benefits. The compromise asked ALL parties to give and take for the betterment of all involved. With Workers Compensation laws, the injured worker would be entitled to prompt medical treatment paid for by their employer's workers compensation insurance carrier; they were also provided compensation while they were out of work recovering from their job injury and a capped amount of compensation should they suffer a permanent physical impairment. In return, the employers were protected from being sued under general tort law- which allowed for much higher damage awards against them, and the insurance companies made more money by selling more and more policies.

Going 3 days without pay is difficult in today's economic climate, but it is the law. After the 3 day waiting period, your right to ttd benefits begin, and if you miss 21 days of work, then you are entitled to be reimbursed for the initial 3 days.

If you or a loved one were hurt at work and you have questions about your right to Alabama Workers' Compensation benefits, don't hesitate to contact and talk to one of the experienced Alabama Workers Compensation Attorneys at Powell and Denny today.

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Alabama Workers Compensation Questions What is the 3 day waiting period

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