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Birmingham Disability Lawyer How Much Money Will I Receive

Birmingham Disability Lawyer How Much Money Will I Receive

Birmingham Disability Lawyer How Much Money Will I Receive? When you apply for Social Security Disability, chances are that you will be asked about applying for both Social Security Disability (SSDI) benefits and Supplemental Security Income (SSI). Both programs are premised on the applicant being disabled, but both differ in other qualifications and in how much in monetary benefits the applicant may be entitled to receive.

SSDI stands for Social Security Disability Insurance. To qualify for SSDI benefits, you must show that (i) you meet the legal definition of being disabled and (ii) that you are insured for disability purposes. You become insured for disability purposes by paying your social security taxes while being able to work. There are four quarters in each financial year, and you can "earn" up to 4 credits per year. To be fully insured for disability benefits, you must have 20 out of 40 credits, which breaks down to having worked 5 of the last 10 years. So, if you have a good work history and last worked in 2009, you should be insured through 2014 (5 years out).

The average payment of SSDI benefits received in 2013 was $1,132.00 a month; the maximum amount you can receive in monthly SSDI benefits is currently $2,533.00.

SSI stands for Supplemental Security Income. Like SSDI benefits, there are two hurdles you must clear to be eligible for benefits. First, you must first show that you meet the legal definition of being disabled. Secondly, you must not have more than $2,000.00 ($3,000.00 for a married couple) in assets. The reason for the asset limitation is because Supplemental Security Insurance benefits is a "needs based" program. It is a social safety net for persons incapable of substantial gainful employment who do not qualify for SSDI benefits.

An individual can receive up to $721 per month from SSI; a family with both spouses qualifying for SSI benefits can receive up to $1,082.00 a month.

If you have been denied Social Security Disability benefits, but you believe that you meet the legal definition of disabled, or if you just have questions about your application, don't hesitate to call and talk with one of the experienced Alabama Disability Attorneys at Powell and Denny today.

Powell and Denny: We Work When You Can't

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Birmingham Disability Lawyer How Much Money Will I Receive

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